More thoughts: it's not that I am a luddite or a naysayer; it's just that as we continue to push forward at lightening speed in technology especially, we need to understand better what we gain, and what we lose. It is amazingly wonderful that if a physician working in remote section of Tanzania discovers a cure for a disease that plagues us (like the breast cancer I had); or has developed a technique for separating conjoined twins that radically increases their chances for survival; medical establishments worldwide can know it instantly and be trained with on-line instruction/viewing, etc. On the other hand, if you don't handle your credit wisely, you're in bigger trouble than ever, because the credit card companies are all in bed with each other, have captured your financial records, and are sharing and maintaining it on-line. Their data shows who you paid (or didn't), when you paid, how much you paid, etc., and they have an arcane algorithm that they use to judge and evaluate you forever (or as long as they choose), that other agencies, like mortgage lenders, can and will use to bite you in the butt forever. No more "I made a mistake, sorry, can I start fresh"? The answers is "sorry you made a mistake, but no more starting fresh." No more "going west, young man" to start again; they got us by the throat technologically and they're not letting go, ever.

Positives and negatives, that's all.