By the way, the health insurer horror anecdotes that Obama relates all arise under employer-provided insurance. States do not allow these things to happen to their citizens when they have any say in the matter. So, having enlisted or having been recruited to support and perpetuate that same inequitable situation, when he grabs the sound bite "hold insurers accountable," he is (and almost all other Congresspersons and Senators are) being disingenuous in the extreme.