Last year I telephoned my car insurance company (very well known internet co.)to say my wife and I would be out of the country for the period from when the renewal notice arrived and payment would be due and was told my best bet would be to arrange a new policy to start from the date the old one expired. I received a quote for this but did not arrange it imediately as it was suggested that it was likely that this would be more expensive than if I just renewed my existing policy.

It transpired that my wfe would after all be returning to England before the renewal date and so we left it that she would renew on returning. When she arrived home and opened the renewal, it was more expensve than if we had arranged the new policy. She contacted them and explained what had transpired and was given a new renewal premium which was cheaper than either of the other two.

Does make you wonder!

Rog