One way for the address to become connected with a name is for someone to do a credit check based on a false current address. Landlords are a good source since they may not require formal ID for current addy or know how to identify fakes. From then on everyone else checking that name + DOB + SSN/SIN (dunno what they're called in UK) will see that false address listed as current address, until the same name is checked again with a new address, then the old one gets bumped to past address. Not saying that's what happened, only that it could.
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