That is inspirational, Don, and exactly what Im talking about. I have instilled in my childern that it is OK and even pretty smart to use a dredit card for purchases, but PAY IT OFF EVERY MONTH.

I have an ex- son in law with over $60.000.00 in credit card debt. I wonder how anyone can be that stupid, but then I also wonder what in the hell lenders are thinking when they allow this crap to happen. Both the idiot as well as the lenders have made stupid mistakes and somehow it will trickle back to us, the population of AMerica to somehow foot the bill for this type of fiscal irresponsibility.