Frank:

I think you will allow that the neologism "homophobia" does not refer to fear of one's own sex, or even of one's own sexuality, but fear of homosexuality.

It is particularly applied to those heterosexuals who freak out at the thought of homosexuals speaking to them, touching them, helping them or even being aware they exist. Usually these are defensive males, in my experience, since females of either persuasion tend to be more tolerant, but not in all cases.

There is nothing about your sexual orientation implied in the word homophobic, but rather it refers to your orientation toward others' sexuality especially when they are homosexual.

A.