I'm going to answer my own question. This statement looks like it is aimed at me (since I'm the only "lady" who has posted a lot of information in this thread)...

I'm just a little nobody with no assets or influence, so when I express a personal opinion based on a wide ranging reading of many sources (apparently not all 'approved'), then I am told I am wrong, and heaps pf alleged facts that I have little means of following up are bombarded at me.

What makes you think anything I have posted in this thread has anything whatever to do with you? Methinks the (gentle?)man doth protest too much.