Hesperis,

   Your husband is a US citizen, correct? A long term plan that might be worth some consideration is having him apply for school loans in the US for himself. Those loans are usually fairly easy to obtain and cover tuition and cost of living expenses. You wouldn't be living high on the hog but if he could get through first and get a job, then you could follow. If I rememeber correctly, he has some kind of disability and wouldn't you know, many universities and colleges have programs for folks with such challenges. It wouldn't hurt to try anyway!

Being at the tail end of an education at the local university, I can tell you that being in class DOES matter just as much as being at a job.   There are policies in place that will make it impossible for you to miss many classes without a failing grade. Not to rain on your parade, but universities (and all schools in general) are cesspools of germs. If your health is as you have stated in the past, maybe an online degree program might be the better way for you to go....just a thought.   

Personally, I'd look into getting US student loans for hubby for the upcoming semester in January (too late for the fall semester now unless you find a school with trimesters) and budget the cost of living extra $$$ to get you through. When he's done and you are more stable, THEN go for your degree...there's nothing to say you can't start learning the information on your own while you are waiting.

Just another option......

Michelle