It was difficult to get on the property ladder 35 years ago when I got married. It involved two incomes for most people. Its always been a question of getting a foot on the ladder, and living where there is work. A delicate balance.

We used to get married younger - which may have been a mistake. But it meant that that our expectations were lower than kids seem to have nowadays - we felt lucky to afford any old dump and be away from our parents.

I can't see the places in the UK losing their value in world economic terms - look how many people want to come and work here, and contrast with how little the place is - short of a nuclear war(which would affect the desirability of the UK as a place of residence) - that means the supply will always outstrip the demand. You can't buck the market.