and when you reach a certain age and you are made redundant,

repossessions are on the increase.

people who 'club' together wont be any different to a married couple who decide to go their separate ways.

new ways have been devised in recent times to encourage borrowing as it was slowing, so lenders and agents can earn commission.

Foriegn money , possible funny money, as well as parental support, with very low interest rates for so long, lets not kid ourselves if mortgage rates returned to 8% or higher there will be fun.

My mortgage went from 8% - 15% for most of my repayment period. the last 15 years they've been giving it away, lucky for some, but I'ld be watching closely, as There Could Be Trouble Ahead