If cyclists do something stupid or selfish (and some do), the person who stands to get killed or injured mostly is going to be themselves, that's the difference.

As for men and women using mobiles while driving so far as I can see men are at least as likely as women to do this.

I think men and women tend to use the phone differently.   In general men are more likely to use it for a few seconds in an instrumental way, women are more likely to use it for extended conversations. I suspect that this would actually mean that men are more likely to use it while driving - "I'll be late", "Has the stuff arrived" so forth. Action man ganes, making like that pillockl in "24".   Extended conversations fit in much better with walking along.