Interesting subject; I'll be watching for replies.

My own notion is that if you like each other - and you KNOW that you both do - there is absolutely no reason for you not to make the first move to another level. There is no way he could consider you a 'loose' woman for doing so- hey, you've been waiting and observing, right? - but if he did, he is not a guy you want in your life anyway.

It is always a possibility that he has physical limitations that govern his actions, so you could make it clear that increased intimacy is what you are after, whether that is physical or only emotional.