Huh??? By "in advance", what exactly do you mean, Kat? I pay my credit card bill when it arrives...in full. Do you mean you paid yours before the bill even arrived? If so, by what procedure?

I've heard that the credit card companies refer to people who pay off their whole balance on time as "deadbeats" (because they can't charge them interest on an outstanding balance). Ha! Another great example of Orwellian Newspeak in today's society.