Read "Up from Slavery" by Booker T. Washington. It is a prescription for getting out of poverty and is the philosophy shared by any vocational educators I have known, who absolutely revere the writings of Booker T. Look at the rules that the reciipients of Gremen?? loans must agree to live by. One thing globally is not participating in dowry programs. Great idea. It is very important to teach almost everyone some basic life skills...some home repairs..very important. Teach in junior high or early high school. No reason to have rat holes etc. in houses. mg