The reason that building with wood is allowed is liberty. Liberty means you get to decide what kind of house you build or buy. If you want to buy a concrete house, you can; and you don't have to justify it to me or anyone else. If you want a wooden one, or a straw bale house, or a house trailer, or an underground bunker, you can decide that for yourself. You know what house is best for you. Or even if you don't, it's not my place, or anyone else's place to make that decision for you. This applies also to your religion, your philosophy, your choice in music, etc. Liberty is messy and inefficient, but central economic planning tends to be messier and less efficient.
Sincerely,
Kent Davis