Paltalk is a chat site where you can register, log in and have live discussions using the same methods here or you may choose to hook up your mike and chat. It's broken down into various genres so you should be able to find what you're looking for. Some of our more industrious Catters have taken it a step farther by having folk sessions in the past. Frank, being one of those. Give it a go.
I found it a little to intimidating, myself but I'm a bit of a prude, sad to say.
Cheers!
Jim