What it seems to come you is that we tend to feel ourselves as being located in the place from whence we are looking - even when what we are looking at is our own body seen from a distance. That hardly seems very surprising. No different in that way from looking at yourself in a mirror - you locate yourself (correctly in this case) behind your eyes, not somewhere inside the mirror.
The question is, where do people reporting out-of-body experiences get the images they report seeing which couldn't have been seen through the eyes located in their body on the operating table or whatever.