Donel, I think you are on track with the exception, don't try to seperate an American from their toys, that really pisses them off. I do believe that some day maybe sooner rather than later many of the American home owners will continue to own their homes but not the land it sits on. They'll be renting that property that once was theirs from the state. They'll also be considered lucky to get away with that & their 2 front teeth.

Barry