In the current US system, not only does a large share of the healthcare dollar go to insurance-company profits ~ more to the point, a huge proportion of the money and man-hours is spent in finding reasons to DENY care to insured applicants.

The unfairness to uninsured citzens is a whole other ball of wax.

I think we'll get some kind of universal health system fairly soon because it is in the interest of the multinational corporations (often erroneously called "American Big Business") to unload the extra expense of providing health plans to their employees in the US.

These organizations own our governmental representatives, having paid for their elections, and will soon insist that the US government start picking up the tab for medical care, just like every other national government in the "developed world." It's the only way for American workers (and American managers, too, for that matter) to compete globally on a relatively level playing field.