This will be a real pain for Damien - he's a nice guy and a great player. Insurance is only half the story - I had a (fully insured) guitar trashed at O'Hare a few years ago and the entire process was unbelievably time consuming and unpleasant. Yes, I did get the money eventually, but losing a working instrument was awful. We'll all keep our eyes peeled and fingers crossed.

Good luck!