I am a little bit more careful with lending instruments to take home to play and I have lost a fiddle and a 5 string banjo (both cheap ones fortunately) that way. Having said that, I will let people I know borrow anything I own and have lent my best ones (Fydle Falstaff - current new retail £1500 and Kildare banjo £1200) out for a couple of weeks even though there is no way I could afford to replace them - that is assuming that money can replace instruments you love - I think those who have an instrument that is special to them will know what I mean.Jon