CarolC, I suppose that my core objection to your argument is that you seem to be limiting your use of the word legal to matters of criminal law, subject to the penalty of imprisonment. To me, and in my experience, anything that is covered by statutes and governmental administrative procedures is a legal issue, although it may come under a heading such as commercial law, administrative law, personnel law, and so forth. If you wish to use "legal" that way, that is entirely your choice.