Hey, Gene, there you are ~~ beat me to those lyrics posted by Pete by just a bit, though it may have been a virtual tie, as I went to the DT to look for them there afterwards.

Thanks for the good words about Laura Boosinger, John ~~ she is a gem, and yes, that would be her playing the banjo. As to influences, while I cannot speak for the lady, I would think she would be more likely to have been influenced by David Holt.