Just imagine John, you break a guitar string - it coils round viciously and plunges into the main artery of a member of the nobility. the blue blood spurts forth totally ruining a Van Dyck and priceless antique Aubusson carpet, in his death throes the Duke, writhes in agony and smashes into the china cabinet full of pots signed by Josiah Wedgewood himself, with an eighteenth century biro, the whole thing is captured on camera by a visiting camera crew from Bargain Hunt. before long you are a fugitive ....hiding from justice, alone and friendless. In a lonely hotel room, you pick up your guitar and write a song about your desperate dilemma, and then the real tragedy of the situation hits you ...is it really folk music anyway?

Avoid such situations. Get yourself covered, you know it makes sense.....!

I've been a MU member for years - they never gave me a certificate. I just got a little card, like a credit card - is it on there?