Well now Growler, my head can't be extracted from my arse as it was never there in the first place and it's fair play to you for doing all the fine charity work that you do. Of course there are exceptions. Who would be so stupid as to level this accusation at everyone? I admitted ages ago on this thread that I'm generalising but I stick to my initial view that I've met an awful lot of tightfisted folkies down the years. More so than in any other walk of life.