I find that AOLPress goves me the best of both worlds. For run of the mill layout stuff you simply type the text into a word processor format - WYSIWYG (What You See Is What You Get). You can toggle to the HTML code to see what's really happening and there are excellent tutorials to help you along the way for the more complex stuff, like tables or linking images. When you're in HTML mode you can copy the code direct to the Mudcat Forum or save the .htm file for later use.

IT'S FREE! I downloaded mine from ZD-Net, but any decent search engine should find it. A professional Web developer recommended it to me on the first instance.

Regards, John