Two things of note: One of the sticking points is that this bill wants to give the 'Fed' unlimited rights to do the bailouts, without oversight or approval from Congress..(wr-o-o-o-ng!) That is one of the provisions NOT being widely reported. It would give the 'Fed' and bankers, unprecedented power, and in fact, is absolutely ridiculous!!
...and another note: The crisis was the uncontrollable ballooning of real estate prices, to unrealistic heights, cause a lot by predatory lending. What we see now, based on that, was inevitable!..for what it's worth.