"it was, from beginning to end, a Republican initiative, and it was the Republicans who crafted it and pushed it along until it became law."

That is true but in the end all but 7 democrats voted for the final version of the bill which was changed from the original bill voted for on May 6th. Evidently they wanted it to become law.

And McCain did not vote for the final revised CRA enriched bill on Nov when it passed. Maybe he would have if he was there but he did not.

And who heeded Chuck Hagle's bill for regulation "This reform is important to restoring and maintaining the confidence that investors and the markets require." and McCains speech in support of that bill calling for regulation "American taxpayers will continue to be exposed to the enormous risk that Fannie Mae and Freddie Mac pose to the housing market, the overall financial system and the economy as a whole."? They hit the nail right on the head.

Democrats had the majority then. Theheir bill never got out of committee because Chris Dodd "Friend of Angelo" and recipient of $13,163,356 in contributions from the finance, real estate and insurance sector, was Chairman of the Senate Banking, Housing, and Urban Affairs Committee. See any conflict of interest there?

And who heeded the 10 calls for regulation by the Bush administration from 2001 to 2007?

You can blame the Republican or the Democrats but both are responsible and if they can divide the US people into thinking one or the other is right, they will continue the bullshit partisan politics that benefit one part of the American people by screwing the other.

I think I am turning into one of the Purple People.