Alright, I'll rephrase. No access to any medical care whatever without having to go bankrupt and lose their homes.

People who are poor enough to be considered indigent (and therefore eligible for not having to pay the emergency room), already have access to medical care through the medicaid program. The people who have no insurance are middle class people who don't qualify for any kind of medical assistance.

So it's a choice between receiving medical care, and becoming homeless. Being homeless is not a good way to stay alive and be healthy, especially if one is sick.

On the other hand, there are many people in the US who are dying because they can't get life-saving treatments. And many of them actually do have insurance, but their insurance refuses to pay.