They don't write off the ER bill if you own a house. The collection agency will set up a payment plan, sometimes of a very small monthly amount, but if you don't keep it, they will go to court and sue for a lien or an attachment on wages. They don't like to do that and will try very hard not to, but they will do so because their clients, the hospitals, tell them to. I know, my daughter works for a first party collection agency for hospitals. To her credit, she has a big heart, knows from experience what it is like to owe and not be able to pay, and uses much compassion in her work; her clients love her. How often do you hear that about a collection agent?;-)

I heard on NPR this morning that dental care is being eliminated for a bunch of kids, can't remember where it was and can't find it right now, but it seems par for the despicable course. I look forward to CHANGE!