The core engine gets overheated because the capacity for injecting new money is shared by lenders (>90%) and government (<10%). This potential for rapacious lending is built in to the system and reinforced by the media used to enhance commercial sales.

To fix the system, the capability of generating new money must be dramatically shifted so that banks can only lend, say, 125% of what they have, dampening their inflationary drive, and government controls >90% of money supply additions.


A