My friend Garry is 64, he always wanted to learn to play guitar. 6 months ago I gave him a guitar, a book and started showing him some basic things. I cannot believe how well he is playing and singing. NO it is never too late. I am 55 I took up 5 string banjo a few months ago. People tell me I play pretty well. No matter if I didn't I had fun. You most certainly can learn to play and learn to play the music you like with some dedication and practice. In a few months you will do what my buddie Garry is doing ... and he is having a ball with it

good luck, get cracking on it, you won't regret it at all

Dan