hmmm...only thing I can think of is that I have for many years dreaded having a traffic accident in cold, wet weather, and being injured and lying, semi-concious, on icy pavement.
I don't dwell on this, and I drive in Winter just fine. I just now & then get this 'image' and shudder.

I'm designated bee remover...I climb things....I fly in aircraft...I will handle non-poisonous snakes....I will *gasp* install new software!....but please, if you find me sprawled on the road in icy weather...HELP!