Ya know, instruments are one of the few things that people really try to guilt you into lending. If I asked to borrow your car, your home, your toothbrush, your wife, your suit, or your camera, and you said no, it would seem to most people as over the line to say "Come on, let me... let me!" So why shouldn't we be just as "unguilted" when we say No to something as intimate as our instrument?

Like I said before, "No, no, no, Hell No!"