Until a few weeks ago no one had ever asked to borry my Seagull- but when my friend and occasional Mudcatter Lucius (formerly Bob Jovi) asked to borrow it for a week (he was working at a music camp but his own guitar was in the shop) I hesitated, then loaned it to him gladly. Got it back in great shape with brand new strings! So I guess I'm in the camp that says: it just depends on who asks. Any time, Lucius!