The real question is: Why bail out criminals in the banking system and reward the very people who created the problem?

Why not take government action to break up the 5 largest banks (which have become, in effect, a criminal cartel), protect their depositors, the public, from loss of their deposits by government-supported insurance of those deposits during that process, and end the damned banking cartel of the 5 huge banks which brought the economy into a state of disaster to pad their own pockets?

The biggest criminals at Wall Street have been bailed out. The public has not been protected by protecting and rewarding those criminals. There is the problem.