I guess if I survived a crash like that, I'd breathe a prayer of thanks for being saved, and of compassion for those who suffered. I wouldn't want to be called upon to defend my reasons for making that prayer. Somehow, I think religious belief goes the wrong direction when it becomes a matter to defend.
I don't think divine intervention had anything to do with those many lives being spared and the one life being taken. I think it all happened by a combination of physical forces and timing. Now, if I blamed it on "luck" or "fate," most people wouldn't question me - but belief in luck or fate is surely as indefensible as belief in some sort of divine involvement.
Whatever the case, in such a situation I would have the feeling of having been spared; and I would feel a need to express both gratitude for my own good fortune (which I call a "blessing"), and compassion for the misfortune of others who didn't fare so well. Maybe I'm wrong, but I think that it's a good thing for people to cultivate attitudes of heartfelt gratitude and compassion, even if those attitudes are directed toward a questionably-extant divinity or if those attitudes do not have a completely rational basis.
Maybe there's no obligation for gratitude or compassion, but I find both to be very helpful.
And no, I don't believe in miracles. I do believe that I am being cared for by a force beyond myself, and for that I am grateful. I call that force God, others call it something else, and others don't experience it.
-Joe-