"...Oh, and owning properties is an excellent idea on so many levels. it is the best investment for your hard earned cash and at the same time helps provide homes for people who either can't or don't purchase their own...."

It doesn't provide 'homes' at all, just a roof over their heads. The whole BAD point of the new 'pension' and 'second income' is those who own loadsa houses are keeping the housing market artificially HIGH, thus forcing 'ordinary' folks to have no hope of ever getting a mortgage, or that first step on the ladder.

And so..they have to live in houses that will never be theirs, that they can't decorate as they'd love to, that they live in worried sick something will get spilt on the carpets, or damaged in some way...and they end up having to pay the vast majority of their wages on ENORMOUS rents that line the rich pockets of their landlords, who basically...don't give a shit that it is they themselves, the landlords that is, who've created this situation and who are exploiting those who struggle through life in the most appalling way imaginable...

And yes, I know exactly what I'm talking about, being the daughter of a man who struggled all his life long in exactly this position..and having lived next door to a house owned by a property baron millionaire, who had so many houses he rented out that he'd actually lost count...He has them abroad too...and he's bought up, and is still buying up barges and caravans, as he's already sussed that soon no-one will be able to afford houses, or there won't be enough to go round...so he's busy cornering the market in other forms of 'roofs over heads'...The Bastard..

His ex-wife does the same thing...The Bastardess...

You wanna exploit people, SW, then at least have the guts to give it the correct name and go to bed thinking about what the fuck you're doing...