John- Please allow me to be the fourth official greeter from the Colorado Mudcat Contigent. That makes it almost unanymous. I've no doubt the other(s) will welcome you as well, either online, or here on our own turf! Glad you are here. It's a rare breed of Cat who will so forthrightly admit to clandestine banjo activity as a newcomer. (What crummy sentence structure that was. I hope you get the idea, though, 'cause I'm not going to fix it). Welcome, and enjoy. BlueJay