Sorry - doing this in two posts - lost my cursor.

Also Ritchie - a chance for you to learn something:

Respite care provision covers a wide spectrum:

People with dementia (including early onset dementia), and other organic mental health problems, people BORN with learning disability, and long term limiting disabilities - e.g. cerebral palsy, people with Autistic Spectrum disorders, people who develop limiting illness at any stage of life, e.g. strokes, people sho become disbled due to accidents and trauma.

So ... if someone is born with a condition that requires 24/7 care, do you think that person should have saved enough before being born, or or you advocating atrocities carried out against the disabled by the far right in 1940s Germany?