I don't really care, as long as we in the Uk and Netherlands get the money back from somebody. I am sure they know who to sue.

About 25 years ago, I lost my job and home, so I know how you must be feeling Skarpi. However, I am sure you are like me and have dusted yourself down and started all over again. I also paid all my debt back from it, over time. I was responsible and didn't run away from my debts.