To answer one question, up above, NO, people who make $15,000 (four thousand over the poverty level) should NOT have to pay FIT. Trying live off of $11,000 is a fucking joke and the extra $4,000 so graciously bestowed in the "for instance" would barely make a dent in the daily cost of living. Costs for everything keep going up while wages stagnate, are reduced, and/or are eliminated through layoffs, etc.