I could take you to a hundred places in the west of Scotland where that "myth" is a reality.

Do you really think I would write what I did without some experience of the problem.
I have no intention of giving details of that experience, but suffice to say that it has taken up a large part of the last years of my life.

Guest....I don't know what point you are trying to make, but go to any "scheme" in Greenock,Dumbarton, Glasgow,or small Clyde estuary towns and you will find what I have described.
Its not folklore, but happening today in our affluent and "democratic" society.