These "phishing" e-mails are getting more and more sophisticated. Some look really stupid and you can tell so easily they're scams that you wonder how anybody could ever fall for them. Maybe they're meant to throw people off the track so they're bit on the official-looking ones.

Don't even click the links on financial institution e-mails, because some of those links are clever scripts that will take you where you don't want to go. Close the e-mail and go to the financial institution via your usual link.

-Joe-