I see Gargle is helpful as ever. Believe me darlin, if I could get a job that had decent family health insurance, I would be there like a shot.

I have some ideas for charities I would like to start to benefit vulnerable adults. I have friends in my current job who know how to write grant proposals and business plans. Maybe I will start working on these, though I don't see how this will add to my pension and pay for a trip to US once a year, much less allow me to help my family in US. At least it will keep me doing something useful.

Thank you all for the good wishes. Feels wonderful knowing there is this background of virtual friends.

BTW Gargle, I have never in my life had welfare benefits of any type though by all accounts there have been times that I was entitled, including now given my disability. I prefer to pay my own way and if I can, I will.