Outside my first apartment in my home town there was a 4 way stop where the roads came together. Well one night I hear this bam bam .. hiss and hubcap rolling .. I look out and hear this familiar voice yelling at this young guy "hush up young man, us older folks have great insurance. I go to the door and my mom walks up holding this guys hub cap and says very calmly "Dan, I believe I may have failed to come to a complete stop at the sign" Can you give the young man my insurance card ... true absolutely true stories.