Dick...

Your math doesn't make sense...

The ACA requires private insurance companies to pay out 85 cents on the dollar for actual claims to providers...

How one can take that single piece of information and make a statement that by making that a requirement will increase anyone's rate is mind boggling...

Here's an example:

Acme Health Insurance charges you $200 a month for health insurance but only pays out $100 to providers... What percentage of you premium went to the provider??? Well, that's purdy simple... 1/2 or 50%... Right???

Under the ACA Acme would either:

1. Have to pay out $170 to the provider (85% of premium) or...

2. Lower your premium (hark... this is why the health insurance companies have spent so much to defeat the ACA...)

B~