I hope I have a fairly scientific outlook, but there are more things ....

I was once driving through a rather pretty English village towards a blind bend, fairly cautiously as is usual for me, when I heard someone say 'slow down' - it seemed to come from the unoccupied back seat and it sounded like my mother. I slowed down, and then braked, very, very hard.

Just around the corner there were bales of straw all over the road, a tractor and trailer and another car completely blocking the road. If I had driven normally I'd have gone under the corner of the trailer.

My mother had been dead for some time by then, so it could be considered a psychic phenomenon, I suppose. I just thank whatever power was watching out for me that day.