I use Paint Shop Pro, Not that it is much different from Photoshop, just that I learned it first.

I prefer the older versions which can be obtained for free. Here is version 6

Text editing is a bit clunky, but you can always use Open Office or even HTML.

To get an image from either one, into Paint Shop Pro. Do CTRL PRT SCR to capture the image, then Edit, Paste as new image, in Paint Shop Pro. Then you can crop to suit.