The cruise and the trip Up North were planned some time ago to celebrate our 40th Anniversary -- usually Pat is somewhere else, but this year she'll be at home and I'm planning to be at Getaway. A lot of saving and planning goes into stuff like those things. We try to plan them at least a year out.

Suppose I had some money -- say a couple million dollars, not one of the billionaires, but sitting okay. Know what I'd do with it?

Nothing. Nothing would change. Of course, it's easy to say that when you don't have it and have no expectation of it. But I'm pretty sure I'd keep right on doing what I'm doing.